:root{--blue:#0b3a78;--red:#c92228;--ink:#162033;--muted:#647084;--line:#e5e9f2;--soft:#f4f7fb;--dark:#08182e}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}.topbar{display:flex;justify-content:space-between;padding:8px 5vw;background:#f1f3f7;color:#4b5b72;font-size:13px}header{display:flex;align-items:center;gap:26px;padding:18px 5vw;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}.logo{text-decoration:none;color:var(--blue);font-size:24px;display:flex;flex-direction:column;line-height:1}.logo small{font-size:11px;letter-spacing:.12em;color:#697386}.mainnav{display:flex;gap:20px;flex:1}.mainnav a{text-decoration:none;color:#21314d;font-weight:700}.head-cta,.btn{background:var(--red);color:white;padding:10px 18px;text-decoration:none;font-weight:700;border-radius:2px}.hero{display:grid;grid-template-columns:1.1fr .9fr;min-height:520px;background:linear-gradient(110deg,#061932 0%,#113c74 52%,#eff4fb 52%)}.hero-text{padding:70px 5vw;color:white}.eyebrow{color:#ffc9c9;text-transform:uppercase;letter-spacing:.18em;font-size:13px;font-weight:700}.hero h1{font-size:54px;line-height:1.05;margin:18px 0}.hero p{font-size:18px;max-width:640px}.search-panel{align-self:center;background:#fff;margin-right:5vw;padding:28px;box-shadow:0 20px 60px #001a3b38}.search-tabs{display:grid;grid-template-columns:repeat(4,1fr);border-bottom:3px solid var(--blue);margin-bottom:18px}.search-tabs span{padding:12px;text-align:center;font-weight:700;background:#f3f6fa}.search-tabs span:first-child{background:var(--blue);color:white}.quote-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.quote{border:1px solid var(--line);padding:14px}.quote b{font-size:20px}.quote small{display:block;color:var(--muted)}.section{padding:58px 5vw}.section h2{font-size:34px;margin:0 0 18px}.portal{display:grid;grid-template-columns:1.3fr .7fr;gap:28px}.lead-news{border-top:5px solid var(--red);padding:24px;background:var(--soft)}.news-list{border:1px solid var(--line);padding:20px}.news-list a{display:block;padding:10px 0;border-bottom:1px dashed #d7deea;text-decoration:none;color:#24334f}.category-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.cat{background:#fff;border:1px solid var(--line);padding:22px;min-height:150px;border-top:4px solid var(--blue)}.cat a{text-decoration:none;color:var(--blue);font-weight:700}.market-board{background:#08182e;color:white}.market-board .rows{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.market-card{background:#122a4c;padding:20px;border-left:4px solid var(--red)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}.support{background:#f7f8fb}.faq details{border:1px solid var(--line);margin:10px 0;padding:14px;background:#fff}.pagehead{padding:54px 5vw;background:#0b3a78;color:white}.breadcrumb{font-size:13px;color:#dae6f7}.article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-card{border:1px solid var(--line);padding:20px;background:#fff}.article-card a{color:var(--blue);font-weight:700;text-decoration:none}.article{max-width:960px;margin:auto;padding:48px 5vw}.article h1{font-size:42px;line-height:1.15}.article h2{margin-top:34px;color:#0b3a78}.meta{color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:16px}.inline-links{background:#f4f7fb;padding:18px;border-left:5px solid var(--red)}footer{background:#071426;color:#dbe7f7;padding:42px 5vw}.footgrid{display:flex;flex-wrap:wrap;gap:18px}footer a{color:#fff}.risk{font-size:13px;color:#aebbd0}@media(max-width:850px){.hero,.portal,.two-col{grid-template-columns:1fr}.search-panel{margin:20px}.category-strip,.market-board .rows,.article-list{grid-template-columns:1fr}header{flex-wrap:wrap}.mainnav{overflow:auto}.hero h1{font-size:38px}}